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E-course Terms of Use Agreement and Liability Disclaimer

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The material provided in this website is for informational purposes only and does not constitute advice. Please review our full disclaimer for more information. 

Full Disclaimer

The Financial Foreman Academy and its videos, documents and other ancillary content (hereafter inclusively referred to as “e-course”) are produced by GLOEDE & ASSOCIATES PTY LTD t/a The Financial Foreman ACN 621 505 262 (‘we’, ‘us’, ‘our’).

When you purchase our e-course, you agree to this Terms of Use and liability waiver, in addition to our privacy policy and website terms of us.

All sales in relation to this e-course are final. We will not issue a refund for online courses once a sale is completed. 

The information in our E-course is for educational purposes only and is not intended to provide professional advice or substitute for advice.  The Financial Foreman Academy E-course is intended to teach business owners what they need to start a successful business in the building and construction industry.

However, we make no representations, guarantees or warranties that the information or exercises in our E-course is appropriate for you or will result in improvement of your business our lead to any particular outcome, including increased revenue, turnover, or financial prosperity. The information in our E-course is by no means complete or exhaustive.  

The information and instruction in this E-course is not intended to be accounting advice, professional advice, or legal advice. We have not met you or taken your detailed instructions and are not engaged in an accountant / client relationship with you and have not prescribed specific advice tailored to your circumstances.

Before you begin the exercises in the E-course, you should consider whether this e-course is right for you and obtain legal and accounting advice in order to make an informed decision.  

By purchasing this E-course and embarking on the exercises in it, you are assuming the risk that the exercises may not be appropriate for you. You acknowledge that starting and maintaining a successful business is not guaranteed by purchasing this e-course and requires your own personal investment of time, effort, financial and human resources. 

By purchasing this e-course, we grant you a non-exclusive, non-transferable, revocable license to access and use our copyrighted e-course and any associated materials solely for your own personal and non-commercial use.

Our e-course may contain references or links to materials from third-parties.  Reference to any third-party products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation with us.  

We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.  

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

This e-course is protected under Australian and foreign copyrights. The copying, redistribution, use or publication by you, your employees, agents, heirs, executors, administrators, or other third party of any of the content within our e-course is strictly prohibited and illegal.  

Your purchase of our e-course does not grant you any ownership rights to our e-course.  Any breach in the terms of this agreement may result in termination of your access to the e-course materials.

Our E-course is intended solely for Users who are at least age 18 years of age or older.  Any use of or access to our E-course by anyone under such, is unauthorised, unlicensed and in violation of these Terms of Use. 

By purchasing our E-course, you represent and warrant that you are 18 years or older and that you agree to and to abide by all of the terms and conditions of this Agreement. We have a sole right and discretion to determine whether to sell our e-course to any individual and may reject a purchase by any individual with or without explanation.

When you complete the purchase process, you will receive a password that will allow you to access our Content. You agree to maintain the confidentiality of your password and are fully responsible for all liability and damages resulting from your failure to maintain that confidentiality and all activities that occur through the use of your password. You agree to immediately notify us of any authorized use of your password or any other breach of security.

THE CONTENT PROVIDED IN OUR E-COURSE IS PROVIDED “AS IS,” “AS AVAILABLE,” WITH “ALL FAULTS”, AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). OUR WEBSITE AND CONTENT MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. 

WE, INCLUDING ALL OUR AFFILIATES, HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF OUR WEBSITE OR CONTENT. KIM BELL PHYSICAL THERAPY INC. CANNOT GUARANTEE AND DOES NOT PROMISE ANY SPECIFIC RESULTS FROM USE OF OUR WEBSITE OR CONTENT.  

WE DO NOT REPRESENT OR WARRANT THAT OUR CONTENT OR OUR SERVICES FOUND WITHIN ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE OR THAT ANY SUCH ITEMS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THEREFORE, YOU SHOULD EXERCISE CAUTION IN THE USE AND DOWNLOADING OF ANY SUCH CONTENT AND USE INDUSTRY-RECOGNIZED SOFTWARE TO DETECT AND REMOVE VIRUSES. 

ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES SOMEHOW ATTRIBUTED TO OUR CONTENT AND SERVICES IS DISCLAIMED. WITHOUT LIMITING THE FOREGOING, YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN CONTENT THROUGH OUR WEBSITE OR SERVICES AT YOUR OWN RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR YOUR USE THEREOF AND ANY DAMAGES TO YOUR MOBILE DEVICE OR COMPUTER SYSTEM, LOSS OF DATA OR OTHER HARM OF ANY KIND THAT MAY RESULT.

IN NO EVENT SHALL WE OR OUR DIRECTORS, EMPLOYEES, CONTRACTORS, VENDORS, AFFILIATES OR AGENTS BE LIABLE TO YOU OR ANY THIRD PERSON FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING FROM YOUR USE OR MISUSE OF THIS E-COURSE WHETHER SUCH DAMAGES ARISE IN CONTRACT, TORT, NEGLIGENCE, EQUITY, STATUTE OR BY WAY OF ANY OTHER LEGAL THEORY REGARDLESS OF WHETHER SUCH DAMAGES COULD HAVE BEEN FORESEEN.   

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER, AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US FOR THE VIDEO(S) WE PROVIDE PRIOR TO THE EVENT GIVING RISE TO LIABILITY.

The services available from or outlined in this website are available only to Australian residents, and in some instances, the information on this website is specific to South Australian law and may not be appropriate for Australian residents whose claims are not governed by South Australian law.

Despite our efforts to ensure information on our website is current and correct, The Financial Foreman does not guarantee that the information is free from errors, or that the information is suitable for use by you, and any use of the information on this site is at your own risk. 

The Financial Foreman does not accept any liability arising from any misunderstanding or misinterpretation of the information on this website. 

This information is provided on the basis that you will be responsible for making your own assessment of it, and the Financial Foreman recommends you seek advice from one of our professionals and a legal practitioner prior to acting on any information provided on this website.

The use of this website or any communication with the Financial Foreman through this site does not give rise to a fiduciary relationship.

Governing Law

The Terms of Use are governed by South Australian laws, and by using this website, you submit to the non-exclusive jurisdiction of the courts of South Australia and any courts that may hear appeals from those courts in respect of any proceeding in connection with the Terms of Use or this website.

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